The result is a digital version of a traditional financial instrument. Investors own the depositary receipt rather than the underlying shares directly, while Citi acts as both issuer and custodian.

The bank argued the approach could make private-market investing simpler and more transparent than some existing structures, which often rely on special-purpose vehicles and multiple intermediaries.

The launch is part of a larger effort by major financial institutions to tokenize traditional assets.

Tokenization refers to representing real-world assets such as stocks, bonds or bank deposits as digital tokens that can move across blockchain networks.

Supporters say tokenized assets could eventually reduce settlement times, lower costs and allow markets to operate around the clock.

Citi has been among the banks pushing that transition. Earlier this month, Citi joined several of the largest U.S. banks in announcing plans to develop a shared tokenized deposit network through The Clearing House by mid-2027. The system would convert traditional bank deposits into blockchain-based tokens while keeping funds inside the regulated banking system.

For now, Citi’s private-share product operates on infrastructure provided by SIX. The bank said it plans to expand the offering over time and eventually support public blockchain networks, potentially allowing a wider range of investors and institutions to participate.

AI Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk’s full AI Policy.

More For You

John Hoffman, Ondo Finance Managing Director, Head of Product Portfolios (Ondo Finance)

John Hoffman will spearhead Ondo’s expansion from tokenizing individual assets to full investment portfolios and strategies.

What to know:

  • Ondo Finance hired former Invesco ETF executive John Hoffman to lead its tokenized portfolio products business.
  • The firm plans to expand from tokenized stocks and Treasuries into managed onchain investment portfolios.
  • The move comes as tokenized assets surpass $30 billion and draw interest from major financial institutions.

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