This AI builds you a business, runs it, and settles payments in USDC
Y Combinator’s Locus Founder lets users text a business idea via iMessage, SMS, or Telegram, and the AI handles the rest.
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Summary
- Locus Founder is an AI agent that builds and runs an internet business for you — from market research and website deployment to product sourcing, marketing, and payments — all triggered by a text message.
- It settles transactions in USDC via Pay With Locus, the company’s non-custodial wallet infrastructure, meaning the AI agent can earn, hold, and spend money autonomously with human oversight built in.

