OpenZeppelin co-founder and former CTO Manuel Aráoz said “DeFi is not safe anymore” last month noting that AI coding agents have made smart contracts fatally vulnerable.

Drift Protocol and Kelp Dao were hacked by North Korean cybercriminals in April in two exploits that drained nearly $600 million from the two lending crypto pools. In February 2025, Bybit suffered a $1.46 billion attack, described as the biggest hack of all time.

Nadareski said that to bridge this trust gap, DeFi platforms must hold themselves to traditional banking standards, implementing real-time proof of reserves and automated multi-signature time locks rather than relying on unproven code layers.

DeFi principles

The entry of legacy banking giants does not mean crypto natives have lost the space, Nadareski said. Instead, he pointed to market structure where Wall Street uses faster digital rails for its operational back offices, while decentralized platforms preserve direct user access.

“The convergence is already among us. The institutions have been coming for years and now they are here,” he highlighted.

Winning platforms will be those that accommodate large financial entities while maintaining low fees and equal access for everyday retail users. Since its launch, Solstice has scaled past $500 million in total value locked (TVL) from over 40 institutional allocators, including Galaxy Digital and Susquehanna.

Solstice has also unveiled a strategic partnership with big-data analytics platform ApexE3, which is backed by Consensys and Tensorix.

Treating decentralized networks as a financial utility rather than a tech playground is the only path forward, according to Nasareski.

“Expect more out of DeFi than you do TradFi,” he concluded. “The average retail end-user anywhere in the world should expect 10 times more of an output of transparency, trust, and optimization of their capital.”

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