The whole thesis hinges on whether retail is fading or simply migrating to whatever asset is most volatile at any given moment.

Betting against the institutional pivot

That view puts MEXC on a different trajectory from its largest competitors.

Binance, OKX, and Bybit have spent the last two years courting institutional liquidity, building out derivatives desks, and positioning for the ETF-driven flows that increasingly dominate bitcoin’s price discovery.

Usi, a Bitget veteran who helped scale that exchange to the world’s fourth-largest before joining MEXC, is betting in the opposite direction. At Bitget, he said, roughly 80% of trading volume came from institutions. At MEXC, it is almost entirely retail, and he wants to keep it that way.

“Retail is our bread and butter,” Usi said, framing MEXC’s zero-fee model — which he claims returned $1.1 billion to users in 2025 — as the real marketing engine, in contrast to the Messi endorsements and Formula One sponsorships that defined his previous employer’s rise.

His plan is to extend that model across asset classes, adding tokenized stocks, gold, silver, prediction markets, and eventually card and earn products, positioning MEXC less as a crypto exchange than as a retail-first Robinhood competitor operating offshore taking cues from Asia’s superapps.

Fixing failures

The harder question is whether MEXC can expand without tripping over the regulatory problems that have plagued it over the past few years.

MEXC spent much of 2025 managing fallout from the so-called White Whale incident, in which a pseudonymous trader alleged that $3 million of his funds had been frozen under opaque risk-control rules.

After months of public pressure, MEXC’s chief strategy officer Cecilia Hsueh issued a public apology in October, acknowledging that the company’s “risk, operations, and PR teams have not kept up” with its growth.

“We fucked up. We apologize to The White Whale, and his money is already been released. He can claim it at any time,” Hsueh wrote on X.

Data shows that withdrawals from MEXC surged in the aftermath and remain elevated throughout 2025. But, in the last few months, that trend has reversed.

Data from CoinDesk Research shows MEXC commanded second place in exchange volume at the end of 2025 with a 5% market share, while CoinGecko highlights its 90% growth in volume throughout the year.

“MEXC commands a high market share despite falling in the lower-tier category (grade C). This continues to underline the disconnect between volume capture and assessed risk/compliance among certain venues,” a CoinDesk data exchange benchmark report from November reads.

(CoinDesk Data)
(CoinDesk Data)

Compliance readiness was “one of the key missing points in MEXC’s growth,” Usi told CoinDesk.

He said the exchange has “kick-started” conversations with regulators across Europe, the Middle East, and Southeast Asia, with the goal of building a platform that is “more transparent, more compliant.”

On a potential U.S. entry, even in the event the CLARITY Act passes, he was noncommittal, calling the market “expensive and complex.”

That hesitation reflects a deeper constraint: the speed, extreme listing breadth, and minimal friction that powered MEXC’s rise are the same traits that draw regulatory scrutiny, leaving it to pursue a global “everything app” strategy without the licenses, banking rails, or institutional clients its competitors are building around.

Can MEXC add guardrails without losing its edge?

There’s a certain kind of crypto trader that loves everything MEXC is and would hate to see it change.

The question is whether MEXC can clean up its model without losing the memecoin chaos that made it work.

Or, is that even necessary? Data shows that MEXC’s growing loyal traders might not care.

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