Ripple wants AI agents to pay in XRP and RLUSD. The market is still mostly USDC
The XRPL AI Starter Kit gives developers tools for agent payments, but early x402 activity has clustered on Base and Solana. Ripple’s bet is that XRPL’s speed, low fees and RLUSD can win a piece of that flow.
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Summary
- Ripple launched an XRPL AI Starter Kit to help developers build AI agents that can send payments on the XRP Ledger using XRP and its RLUSD stablecoin.
- The company aims to compete in the growing x402 machine-to-machine payments market, which is currently dominated by USDC and has processed more than 120 million transactions across 14 blockchains.
- While Ripple touts fast, low-cost, protocol-level payments and a native DEX as advantages, x402 itself introduces new web-and-blockchain synchronization risks, and Ripple has not yet disclosed real-world adoption metrics for agent payments.
