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The Bank for International Settlements (BIS) released a report warning stablecoin yields and other DeFi “earn” products are bank-like services without the safeguards or insurance.

What to know:

  • A Bank for International Settlements report warns that many crypto exchanges now offer bank-like lending and yield products that function as unsecured loans to lightly regulated shadow banks.
  • The report says these “earn” and yield products, heavily marketed to retail investors as passive-income tools, pool customer assets into risky activities…

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