A full financial statement audit would go well beyond the monthly attestations currently published by BDO Italia, requiring a detailed review of assets, liabilities, internal controls and reporting systems.

That level of disclosure has long been a sticking point for critics, as Tether has faced persistent questions about its reserves since its launch in 2014 and historically fought transparency.

In 2021, CoinDesk filed a FOIL request with the New York Attorney General’s office seeking documents on USDT’s reserve composition. Tether fought the release in court and lost twice.

The documents, received after a two-year legal battle in 2023, revealed that Tether held the vast majority of its $40.6 billion in reserves at Bahamas-based Deltec Bank as of March 2021, with heavy exposure to commercial paper issued by Chinese and international banks, including Agricultural Bank of China, Bank of China Hong Kong, and ICBC.

Tether’s move toward greater transparency aligns with a shifting regulatory backdrop in the United States as crypto as a whole becomes a mainstream asset class used by Wall Street.

The GENIUS Act, signed into law last July, established the first federal framework for stablecoins in the U.S., under which Tether has already launched a compliant dollar-pegged token, USAT.

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16x9 Image Stablecoin Landscape Series

As stablecoins evolve into core financial infrastructure, North America leads. This report maps the regulation, market shifts, and players driving adoption.

Why it matters:

Stablecoins are entering their third phase of evolution – the institutionalization era – becoming increasingly embedded into core financial infrastructure. As institutions prioritize transparency and compliance, regulated issuers like USDC, RLUSD, and PYUSD are steadily gaining share with RLUSD surpassing $1B in market cap within its first year. North America, leading in regulatory frameworks and institutional distribution, is at the center of it all.

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Donald Trump points at the audience during a press conference at the White House.

It was an ugly day all around in markets as the Iran war has sent oil prices and bond yields surging higher.

What to know:

  • Bitcoin recovered modestly from earlier losses after U.S. President Donald Trump said he would extend a pause on U.S. attacks against Iran’s energy infrastructure to 10 days.
  • The remarks came following declines across markets on Thursday, with bitcoin tumbling more than 3% and the Nasdaq 2.4%.
  • The war in the…

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