The XRPL has been quietly building institutional tokenization volume — over $3 billion in tokenized real-world assets currently sit onchain, including a Ripple-JPMorgan pilot earlier this month processing a tokenized U.S. Treasury redemption in under five seconds.

But moving institutional capital onchain is one leg of any financial strategy. Letting that capital earn yield, get borrowed against, or trade efficiently against other tokenized assets requires DeFi rails that actually work for the task.

Concentrated liquidity in particular has become the standard for capital-efficient AMMs across major DeFi ecosystems, with around 60% of AMM volume now running through some version of it, per the proposal’s own data citations. XRPL’s current AMM has been missing that since launch in 2024.

The amendment also keeps existing pools untouched. Pools created before the new curves activate stay on the constant product model with no migration required. Pool creators picking from the new menu would do so at creation time, with the curve type locked in for the life of the pool.

XRP traded at $1.34 in U.S. morning hours Tuesday. Whether the AMM upgrade lands in time to compound the institutional narrative depends on the amendment process, which can stretch for months and is not guaranteed to pass.

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Glasses in front of monitors with code (Kevin Ku/Unsplash)

The XRP Ledger is rolling out the fixCleanup3_1_3 upgrade on Wednesday, to clean up expired NFTs.

What to know:

  • The XRP Ledger is rolling out the fixCleanup3_1_3 upgrade on Wednesday, requiring validators and node operators to update their software or risk being disconnected from the network.
  • The amendment cleans up expired NFT offers, fixes bugs in permissioned domain settings, enforces trust-line limits on vault withdrawals and corrects loan accounting…

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