Cathie Wood says smart investors need to start watching where AI agents spend money
As AI agents evolve from answering questions to spending real money, investors and tech giants are scrambling to control the financial networks powering machine-driven commerce.
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Summary
- AI agents are moving beyond answering questions toward taking actions and spending money, raising new questions about what financial infrastructure they will use.
- Stablecoins and blockchains could become payment rails for agents buying data, computing power and other digital services, according to experts.
- The emerging battle is over whether agentic finance develops on open networks or becomes concentrated among a small number of banks, payment providers and technology platforms.

